Privacy Policy

Privacy Policy

The domain name www.divvyupandgrow.com (hereinafter referred to as "the said Website") is owned by Divvyup and Grow Private Limited, a private limited company incorporated under the laws of India and having its registered office located in the State of Maharashtra (hereinafter referred to as "Divvyup and Grow"). For the purpose of this Privacy Policy, the term "You" or "User" shall mean any natural or legal person/entities including both online and offline clients, and the term "We," "Us," "Our" shall mean Divvyup and Grow and its affiliates and their service providers. Divvyup and Grow is committed to safeguarding the privacy of any person who accesses and uses the said Website that is owned and operated only by Divvyup and Grow.

We know that You care how information about You is used and shared, and We appreciate Your trust in Us to do that carefully and sensibly. This policy gives details of the information We may collect from You or that You may provide while using/accessing the said Website and the manner in which such information is collected, used, processed, disclosed, and maintained. By accessing the said Website and any of its pages, You are agreeing to the clauses specified, read along with the terms of use of the said Website. By accessing and using the said Website, You accept and agree to be bound by and comply with (i) this Privacy Policy and (ii) the Terms of Use.

We urge the User to read and understand the policy carefully. If You do not agree with Our policies and Our practices in the way We treat Your information, You should immediately stop accessing and using the said Website. If You continue to use or access the said Website, it shall constitute Your agreement to this Privacy Policy, and by accepting this Privacy Policy, You expressly consent to Divvyup and Grow’s use and disclosure of Your personal information in accordance with this Privacy Policy. This policy shall apply to all information You provide on the said Website and all information that Divvyup and Grow collects on the Website, including but not limited to any information You upload, emails that You exchange with Us and other Users, and any information submitted by You to Us.

This policy applies to Divvyup and Grow as defined herein and helps You understand how we collect, use, store, process, transfer, share, and otherwise deal with and protect all Your information when You visit Our Website. Note that this Privacy Policy is an electronic record in the form of an electronic contract in terms of the Indian Information Technology Act, 2000, and rules made thereunder (as amended from time to time) and does not require any physical signature or seal. Please refer to the detailed outline of the policy.

Controller of Personal Information Divvyup and Grow will be the controller of Your personal information provided by You or otherwise collected by Us. Your data controller is responsible for the collection, use, disclosure, retention, and protection of Your personal information in accordance with its privacy standards as well as any applicable laws.

Information Collected Divvyup and Grow may, for the purpose of rendering its services, collect personal information such as:
- Name, Gender, Residential / Correspondence Address, Telephone Number, Date of Birth, Marital Status, Em ail Address, IP address, or Other Personal Information
- Bank account or other payment instrument details
- PAN, KYC, Signature, and Photograph
- Any other detail necessary or ancillary for providing services
- Information provided by You on third-party websites, and user information collected by Divvyup and Grow forms part of the aforementioned websites/web pages from third-party websites.

Divvyup and Grow offers an online platform for carrying out transactions that collect such personal data or information so as to process Your financial and/or non-financial transaction requests.

Storage of Your Information Your Information will mostly be stored in electronic form; however, certain data may be stored in physical form. We may store, collect, use, and process Your Information within India and/or outside India subject to compliance with applicable laws. We may enter into agreements with third parties (in or outside of India) to store or process Your Information, and such third parties may have their own security measures to safeguard Your information with security standards comparable with good industry practices.

Log File Information Collected and Stored Automatically Whenever You visit/log into our Website just to browse, read pages, or download information, We will automatically gather and store certain non-personal information about Your visit. The kind of information that is gathered automatically includes but is not limited to the type of browser You are using (e.g., Internet Explorer, Firefox, etc.), the type of Operating System / Device like computer, mobile, laptop, tablet, or any other internet-enabled electronic device You are using (e.g., Windows or Mac OS), the domain name along with the IP address of Your Internet Service Provider, website navigation, marketing preferences, the date and time of Your visit, and the pages on Our website when You use the said Website. Information regarding Your preferences and settings, such as geographical location, time zone, and language, may also be collected.

We may collect, process, and store Your user ID associated with any social media account (such as Your Facebook and Google accounts) that You use to sign into the Platform or connect with or use with the products or services. When You sign in to Your account with Your social media account information or otherwise connect to Your social media account with the Product or Services, You agree to Our collection, storage, and use, in accordance with this Privacy Policy, of the information that You make available to Us through the social media interface. Please see Your social media provider's privacy policy and help center for more information about how they share information when You choose to connect. This information cannot and does not identify You personally. We use this information purely for analytics and research purposes, in order to improve Our Website and to ensure the security of the Website.

Purpose of Collection, Storage, Processing of Your Information Divvyup and Grow collects Your Information solely for the purpose of providing You the products or services that are connected with the function or activity of Divvyup and Grow, which includes but is not limited to the following ("Purpose"):
- To inform You about various products and services offered on Our Platform and provide customer support to You.
- To address Your queries and resolve Your concerns pertaining to any product or service that You were looking for.
- To send You survey and marketing communications or facilitate various programs and initiatives launched either by Us or third parties that We believe may be of interest to You.
- To facilitate Your usage of the Platform (what features You like, etc.) and improve Our products or services or any other content on the Platform (such as by personalizing content to Your interests), process and complete Your transactions, and make special offers.
- To review Platform performance, diagnose technical problems, and do data analysis to make Your experience better.
- To protect the integrity of Our Platform.
- To inform You about changes in any terms and conditions of this Privacy Policy or Terms of Use of any Platform of Divvyup and Grow.
- To implement information security practices, to determine any security breaches, contaminants, or computer viruses, and to investigate/prevent/take action against illegal activities and suspected fraud.
- To carry out Our obligations and enforce Our rights arising from any contracts entered into between You and Us.
- To allow You to participate in interactive features offered through Our Platform.
- To contact You about Our own and third-party products and services that may be of interest to You. If You do not want Us to use Your Information in this way, please check the relevant box located on the form on which We collect Your data and/or adjust Your user preferences in Your account profile.
- To produce and share aggregate insights and statistics that do not identify You.
- To enable Us independently or in association with third parties to show You tailored ads that are relevant to You.
- To enable Us to display advertisements to Our advertisers/service providers' target audiences. Even though We do not disclose Your Personal Information for these purposes without Your consent, if You click on or otherwise interact with an advertisement, the advertiser may assume that You meet its target criteria.
- To help advertisers and other partners measure the effectiveness and distribution of their ads and services, and understand the types of people who use their services and how people interact with their websites, apps, and services.
- For any other purpose at the sole discretion of Divvyup and Grow with Your consent.

Sharing of the Information
- Any service or product provided through Our Platform may be provided either by Divvyup and Grow or its vendor, dealer, OEM, channel partners, and other third parties ("Other Entities") which are registered with Divvyup and Grow to render the services or provide products through the Platform or otherwise. You acknowledge and agree that Divvyup and Grow may share, disclose, transfer, or part with Your Information to Other Entities depending upon the type of Product or Service You are looking for or for one or more of the permissible purposes. Divvyup and Grow may also share Your personal information or non-personal information where it is required to share the same with such Other Entities for providing You the product or service, and You provide Divvyup and Grow Your unconditional consent to do the same.
- Divvyup and Grow may share statistical data and/or other non-personal information or details to facilitate various programs or initiatives launched by Divvyup and Grow, third-party service providers, partners, or financial institutions, from time to time.
- We use other third parties such as a credit/debit card processing company, payment gateway, pre-paid cards, etc., to enable You to make payments for buying products or availing of services on the Platform. When You sign up for these services, You may have the ability to save Your card details for future reference and faster future payments. In such a case, We may share Your relevant Information as necessary for the third parties to provide such services, including Your name, residence, and email address. The processing of payments or authorization is solely in accordance with these third parties’ policies, terms, and conditions, and We are not in any manner responsible or liable to You or any third party for any delay or failure at their end in processing the payments.
- The information so collected may be shared with Government or Semi-Government Bodies, Registrar and Transfer Agents, Collecting Banks, KYC Registration Agencies (KRAs), Custodian, Central Depository Services (India) Limited (CDSL), etc., solely for the purpose of processing Your transaction requests or serving You better. The information so collected by Divvyup and Grow shall be shared by Divvyup and Grow with any Governmental and/or Judicial Agencies (e.g., Police Authorities/investigating agencies like CBI, EOW, etc.) or other authorized law enforcement agencies (LEAs) mandated under law to obtain Your Information for the purpose of verification of identity or for prevention, detection, investigation, including but not limited to cyber incidents, prosecution, and punishment of offences, etc.
- We may process Your Information outside India and rely on legally provided mechanisms to lawfully transfer Your Information across borders.
- We may share Your Information in any other circumstances where We have Your consent.
- Divvyup and Grow and/or its authorized agents shall not retain or store that information for longer than is required for the purposes, except in cases where the information may be used lawfully or is required under any other law for the time being in force. By agreeing to avail the services offered by Divvyup and Grow, You have agreed to the collection and use of Your Sensitive Personal Data or Information by Divvyup and Grow. You may always choose to refuse or withdraw Your consent to share/disseminate Your Sensitive Personal Data or Information by contacting the customer care, or if You would like Us to delete any Personal Data or information provided by You, You may write to Us at info@divvyupandgrow.com. However, in such an event, You would no longer avail the services of Divvyup and Grow.

Updating or Reviewing Your Sensitive Personal Data or Information You may, upon written request to us, review and rectify the sensitive personal data or information provided.

Reasonable Security Practices for Protecting Information Divvyup and Grow uses commercially reasonable physical, managerial, and technical safeguards to preserve the integrity and security of Your personal information. Divvyup and Grow cannot, however, ensure or warrant the security of any information You transmit to Divvyup and Grow, and You do so at Your own risk. Once we receive Your transmission of information, Divvyup and Grow makes commercially reasonable efforts to ensure the security of our systems. However, please note that this is not a guarantee that such information may not be accessed, disclosed, altered, or destroyed by breach of any of our physical, technical, or managerial safeguards. To protect Your privacy and security, Divvyup and Grow takes reasonable steps (such as requesting a unique password) to verify Your identity before granting You access to Your account. You are responsible for maintaining the secrecy of Your unique password and account information, and for controlling access to Your email communications from Divvyup and Grow, at all times. Notwithstanding anything contained in this Privacy Policy or elsewhere, Divvyup and Grow shall not be held responsible for any loss, damage, or misuse of the User information or any other data, which You share with Us or which We have with Us if such loss or any damage caused to You is because of Force Majeure events. You further acknowledge that any information (including Your personal information) transmitted to Us or from Your use of the Website will therefore be at Your own risk.

It is clarified that Force Majeure events include any event that is beyond the reasonable control of Divvyup and Grow, which may include but not be limited to sabotage, fire, flood, explosion, acts of God, civil commotion, strikes or industrial action of any kind, riots, insurrection, war, acts of government, computer hacking, unauthorized access to computers, computer systems, or computer networks, computer crashes, breach of security, and encryption.

Access to Information As per the terms and conditions of use, Divvyup and Grow has the right to restrict access of any User from the Website and the services offered therein ("Restricted User"). With respect to a Restricted User, Divvyup and Grow will delete any or all User Information given by the Restricted User. If Divvyup and Grow, by its sole discretion or due to a legal requirement, decides to retain the User Information for its records, then Divvyup and Grow will be responsible for safeguarding that User Information to such an extent as required under applicable law.

Links to Other Websites Our website sometimes has links to other website(s) in the World Wide Web. The privacy policies of these website(s) are not under our control. Once You leave our servers, use of any information You provide is governed by the privacy policy of the operator of the site You are visiting. It is advisable to read their privacy policies for further information. Your browsing and interaction on any other Website, including those that have links on our Website, is subject to that Website’s policies. Divvyup and Grow shall not be liable for any loss, damage, claim, expenses, or whatsoever suffered by You as a result of accessing these third-party or other sites.

Children’s Information We encourage parents and guardians to observe, participate in, and/or monitor and guide their online activity. Divvyup and Grow does not knowingly collect any Personal Identifiable Information from children under the age of 18. If You think that Your child has provided this kind of information on our website, we strongly encourage You to contact us immediately, and we will do our best efforts to promptly remove such information from our records.

Changes to Our Privacy Policy Please note that this policy may be changed or updated from time to time at its sole discretion for various reasons including, but not limited to, amendments in the relevant laws. If Divvyup and Grow changes its privacy policies and procedures, Divvyup and Grow will post those changes on Divvyup and Grow’s website to keep You/Users aware/updated of what information Divvyup and Grow collects, how Divvyup and Grow uses it, and under what circumstances Divvyup and Grow may disclose/transmit it. Changes to this Privacy Policy are effective when they are posted on this page. Divvyup and Grow shall be under no obligation to notify the User about the changes. Please visit our website to keep Yourself updated about any changes to this policy, and Your continued access and use of the said Website shall be deemed to be Your approval and acceptance of all changes to this Privacy Policy.

Cookies Cookies are small files transferred to the hard drive of Your device that enable us to recognize Your browser and capture and remember certain information. They are also used to help us understand Your preferences based on previous or current activity on the Website, which allows us to improve our Website. We also use cookies to help us compile aggregated and anonymized data about the traffic on the Website so that we can offer better experiences and tools in the future. We may also use trusted third-party services that track this information on our behalf.

Authorization You also acknowledge that all the information provided by You is out of Your free will and in compliance with applicable laws in Your territory. If We find that any of Your information is in non-compliance with the terms and conditions and Privacy Policy, Divvyup and Grow reserves the right to remove Your non-compliant information from its systems. Further, depending on the seriousness of the non-compliance, we may choose to discontinue some or all of the services being provided to You by us.

In purview of the Telecom Regulatory Authority of India (“TRAI”) guidelines, You hereby authorize Divvyup and Grow, and its affiliates/partners or otherwise who are accessing Your information by virtue of their association with Divvyup and Grow, to communicate with You through WhatsApp, telephone/mobile, Email, SMS, or other modes of communication (now available or may be available in the future) even if Your number/numbers(s) is/are registered in the National Do Not Call Registry (NDNC) or ndnc.net.

You also accept that copyrights of the content in terms of copy or images on this Website belong to Divvyup and Grow, and replicating it in any form either by registered or unregistered channel partners or individuals for any form of communication will be considered a violation of the Indian Copyright Act no. 14 of 1957.

Rights to Control Your Personal Information
- Rectify Your information: We take all reasonable endeavors to update Our records with the latest information as provided by You. However, if you see any discrepancy in Your personal information, You may edit some of Your personal information or contact Us through Our Data Protection Officer/Grievance Officer to have Your information updated with Us.
- Object to, or Limit or Restrict the Use: You can ask Us to stop using or to limit Our use (in partial or full) of Your Personal Information (past, existing, or future).
- Deletion of Your information: You can ask Us to erase or delete (in partial or full) Your Personal Information (past, existing, or future).

European Union (EU) Privacy / Data Protection Rights

EU General Data Protection Regulation (“GDPR”) (Chapter 3 - Articles 12-23) has provided the below rights to EU residents:
- The right to be informed: This means anyone processing your personal data must make clear what they are processing, why, and who else the data may be passed to.
- The right of access: This is your right to see what data is held about you by a Data Controller.
- The right to rectification: The right to have your data corrected or amended if what is held is incorrect in some way.
- The right to erasure (Right to be forgotten): Under certain circumstances, you can ask for your personal data to be deleted. This is also called the Right to be Forgotten. This would apply if the personal data is no longer required for the purposes it was collected for, or your consent for the processing of that data has been withdrawn, or the personal data has been unlawfully processed.
- The right to restrict processing: This gives the Data Subject the right to ask for a temporary halt to processing of personal data, such as in the case where a dispute or legal case has to be concluded, or the data is being corrected.
- The right to data portability: A Data Subject has the right to ask for any data supplied directly to the Data Controller by them to be provided in a structured, commonly used, and machine-readable format.
- The right to object: The Data Subject has the right to object to further processing of their data which is inconsistent with the primary purpose for which it was collected, including profiling, automation, and direct marketing.
- Rights in relation to automated decision-making and profiling: Data Subjects have the right not to be subject to a decision based solely on automated processing.

Reach Us
If you have any concerns related to this Privacy Policy or the collection, storage, retention, or disclosure of your information under the terms of this Privacy Policy or Terms of Use, or any other terms and conditions of Divvyup and Grow or its other business entities, including any queries or grievances, you can contact Divvyup and Grow through its Data Protection Officer/Grievance Redressal Officer at the below-given details:

Email ID: info@divvyandgrow.com

We will strive to address your feedback and concerns in a timely and effective manner.

Please note that the details of the Data Protection Officer/Grievance Officer may be changed by us from time to time by updating this Privacy Policy.

Acknowledgment

Please read this Privacy Policy carefully. By visiting our website platform or by using/availing any of our services or products, you indicate that you understand, agree, and consent to this Privacy Policy. You hereby give your unconditional consent or agreement to Divvyup and Grow as provided under Section 43A and Section 72A of the Indian Information Technology Act, 2000, for the collection, use, storage, processing, sharing, transfer, and disclosure of your information.

You acknowledge that you have all legal rights and lawful authority to share the information with us and further acknowledge that by collecting, sharing, processing, and transferring the information provided by you, it shall not cause any loss or wrongful gain to you or any other person.

If you do not agree with the terms of this Privacy Policy, please do not access/use our website or avail any of our services or products available on our website.

Privacy Policy

Controller of Personal Information Divvyup and Grow will be the controller of Your personal information provided by You or otherwise collected by Us. Your data controller is responsible for the collection, use, disclosure, retention, and protection of Your personal information in accordance with its privacy standards as well as any applicable laws.

Information Collected Divvyup and Grow may, for the purpose of rendering its services, collect personal information such as:
- Name, Gender, Residential / Correspondence Address, Telephone Number, Date of Birth, Marital Status, Em ail Address, IP address, or Other Personal Information
- Bank account or other payment instrument details
- PAN, KYC, Signature, and Photograph
- Any other detail necessary or ancillary for providing services
- Information provided by You on third-party websites, and user information collected by Divvyup and Grow forms part of the aforementioned websites/web pages from third-party websites.

Divvyup and Grow offers an online platform for carrying out transactions that collect such personal data or information so as to process Your financial and/or non-financial transaction requests.

Storage of Your Information Your Information will mostly be stored in electronic form; however, certain data may be stored in physical form. We may store, collect, use, and process Your Information within India and/or outside India subject to compliance with applicable laws. We may enter into agreements with third parties (in or outside of India) to store or process Your Information, and such third parties may have their own security measures to safeguard Your information with security standards comparable with good industry practices.

Log File Information Collected and Stored Automatically Whenever You visit/log into our Website just to browse, read pages, or download information, We will automatically gather and store certain non-personal information about Your visit. The kind of information that is gathered automatically includes but is not limited to the type of browser You are using (e.g., Internet Explorer, Firefox, etc.), the type of Operating System / Device like computer, mobile, laptop, tablet, or any other internet-enabled electronic device You are using (e.g., Windows or Mac OS), the domain name along with the IP address of Your Internet Service Provider, website navigation, marketing preferences, the date and time of Your visit, and the pages on Our website when You use the said Website. Information regarding Your preferences and settings, such as geographical location, time zone, and language, may also be collected.

Purpose of Collection, Storage, Processing of Your Information Divvyup and Grow collects Your Information solely for the purpose of providing You the products or services that are connected with the function or activity of Divvyup and Grow, which includes but is not limited to the following ("Purpose"):
- To inform You about various products and services offered on Our Platform and provide customer support to You.
- To address Your queries and resolve Your concerns pertaining to any product or service that You were looking for.
- To send You survey and marketing communications or facilitate various programs and initiatives launched either by Us or third parties that We believe may be of interest to You.
- To facilitate Your usage of the Platform (what features You like, etc.) and improve Our products or services or any other content on the Platform (such as by personalizing content to Your interests), process and complete Your transactions, and make special offers.
- To review Platform performance, diagnose technical problems, and do data analysis to make Your experience better.
- To protect the integrity of Our Platform.
- To inform You about changes in any terms and conditions of this Privacy Policy or Terms of Use of any Platform of Divvyup and Grow.
- To implement information security practices, to determine any security breaches, contaminants, or computer viruses, and to investigate/prevent/take action against illegal activities and suspected fraud.
- To carry out Our obligations and enforce Our rights arising from any contracts entered into between You and Us.
- To allow You to participate in interactive features offered through Our Platform.
- To contact You about Our own and third-party products and services that may be of interest to You. If You do not want Us to use Your Information in this way, please check the relevant box located on the form on which We collect Your data and/or adjust Your user preferences in Your account profile.
- To produce and share aggregate insights and statistics that do not identify You.
- To enable Us independently or in association with third parties to show You tailored ads that are relevant to You.
- To enable Us to display advertisements to Our advertisers/service providers' target audiences. Even though We do not disclose Your Personal Information for these purposes without Your consent, if You click on or otherwise interact with an advertisement, the advertiser may assume that You meet its target criteria.
- To help advertisers and other partners measure the effectiveness and distribution of their ads and services, and understand the types of people who use their services and how people interact with their websites, apps, and services.
- For any other purpose at the sole discretion of Divvyup and Grow with Your consent.

Sharing of the Information
- Any service or product provided through Our Platform may be provided either by Divvyup and Grow or its vendor, dealer, OEM, channel partners, and other third parties ("Other Entities") which are registered with Divvyup and Grow to render the services or provide products through the Platform or otherwise. You acknowledge and agree that Divvyup and Grow may share, disclose, transfer, or part with Your Information to Other Entities depending upon the type of Product or Service You are looking for or for one or more of the permissible purposes. Divvyup and Grow may also share Your personal information or non-personal information where it is required to share the same with such Other Entities for providing You the product or service, and You provide Divvyup and Grow Your unconditional consent to do the same.
- Divvyup and Grow may share statistical data and/or other non-personal information or details to facilitate various programs or initiatives launched by Divvyup and Grow, third-party service providers, partners, or financial institutions, from time to time.
- We use other third parties such as a credit/debit card processing company, payment gateway, pre-paid cards, etc., to enable You to make payments for buying products or availing of services on the Platform. When You sign up for these services, You may have the ability to save Your card details for future reference and faster future payments. In such a case, We may share Your relevant Information as necessary for the third parties to provide such services, including Your name, residence, and email address. The processing of payments or authorization is solely in accordance with these third parties’ policies, terms, and conditions, and We are not in any manner responsible or liable to You or any third party for any delay or failure at their end in processing the payments.
- The information so collected may be shared with Government or Semi-Government Bodies, Registrar and Transfer Agents, Collecting Banks, KYC Registration Agencies (KRAs), Custodian, Central Depository Services (India) Limited (CDSL), etc., solely for the purpose of processing Your transaction requests or serving You better. The information so collected by Divvyup and Grow shall be shared by Divvyup and Grow with any Governmental and/or Judicial Agencies (e.g., Police Authorities/investigating agencies like CBI, EOW, etc.) or other authorized law enforcement agencies (LEAs) mandated under law to obtain Your Information for the purpose of verification of identity or for prevention, detection, investigation, including but not limited to cyber incidents, prosecution, and punishment of offences, etc.
- We may process Your Information outside India and rely on legally provided mechanisms to lawfully transfer Your Information across borders.
- We may share Your Information in any other circumstances where We have Your consent.
- Divvyup and Grow and/or its authorized agents shall not retain or store that information for longer than is required for the purposes, except in cases where the information may be used lawfully or is required under any other law for the time being in force. By agreeing to avail the services offered by Divvyup and Grow, You have agreed to the collection and use of Your Sensitive Personal Data or Information by Divvyup and Grow. You may always choose to refuse or withdraw Your consent to share/disseminate Your Sensitive Personal Data or Information by contacting the customer care, or if You would like Us to delete any Personal Data or information provided by You, You may write to Us at info@divvyupandgrow.com. However, in such an event, You would no longer avail the services of Divvyup and Grow.

Updating or Reviewing Your Sensitive Personal Data or Information You may, upon written request to us, review and rectify the sensitive personal data or information provided.

Reasonable Security Practices for Protecting Information Divvyup and Grow uses commercially reasonable physical, managerial, and technical safeguards to preserve the integrity and security of Your personal information. Divvyup and Grow cannot, however, ensure or warrant the security of any information You transmit to Divvyup and Grow, and You do so at Your own risk. Once we receive Your transmission of information, Divvyup and Grow makes commercially reasonable efforts to ensure the security of our systems. However, please note that this is not a guarantee that such information may not be accessed, disclosed, altered, or destroyed by breach of any of our physical, technical, or managerial safeguards. To protect Your privacy and security, Divvyup and Grow takes reasonable steps (such as requesting a unique password) to verify Your identity before granting You access to Your account. You are responsible for maintaining the secrecy of Your unique password and account information, and for controlling access to Your email communications from Divvyup and Grow, at all times. Notwithstanding anything contained in this Privacy Policy or elsewhere, Divvyup and Grow shall not be held responsible for any loss, damage, or misuse of the User information or any other data, which You share with Us or which We have with Us if such loss or any damage caused to You is because of Force Majeure events. You further acknowledge that any information (including Your personal information) transmitted to Us or from Your use of the Website will therefore be at Your own risk.

Access to Information As per the terms and conditions of use, Divvyup and Grow has the right to restrict access of any User from the Website and the services offered therein ("Restricted User"). With respect to a Restricted User, Divvyup and Grow will delete any or all User Information given by the Restricted User. If Divvyup and Grow, by its sole discretion or due to a legal requirement, decides to retain the User Information for its records, then Divvyup and Grow will be responsible for safeguarding that User Information to such an extent as required under applicable law.

Links to Other Websites Our website sometimes has links to other website(s) in the World Wide Web. The privacy policies of these website(s) are not under our control. Once You leave our servers, use of any information You provide is governed by the privacy policy of the operator of the site You are visiting. It is advisable to read their privacy policies for further information. Your browsing and interaction on any other Website, including those that have links on our Website, is subject to that Website’s policies. Divvyup and Grow shall not be liable for any loss, damage, claim, expenses, or whatsoever suffered by You as a result of accessing these third-party or other sites.

Children’s Information We encourage parents and guardians to observe, participate in, and/or monitor and guide their online activity. Divvyup and Grow does not knowingly collect any Personal Identifiable Information from children under the age of 18. If You think that Your child has provided this kind of information on our website, we strongly encourage You to contact us immediately, and we will do our best efforts to promptly remove such information from our records.

Changes to Our Privacy Policy Please note that this policy may be changed or updated from time to time at its sole discretion for various reasons including, but not limited to, amendments in the relevant laws. If Divvyup and Grow changes its privacy policies and procedures, Divvyup and Grow will post those changes on Divvyup and Grow’s website to keep You/Users aware/updated of what information Divvyup and Grow collects, how Divvyup and Grow uses it, and under what circumstances Divvyup and Grow may disclose/transmit it. Changes to this Privacy Policy are effective when they are posted on this page. Divvyup and Grow shall be under no obligation to notify the User about the changes. Please visit our website to keep Yourself updated about any changes to this policy, and Your continued access and use of the said Website shall be deemed to be Your approval and acceptance of all changes to this Privacy Policy.

Cookies Cookies are small files transferred to the hard drive of Your device that enable us to recognize Your browser and capture and remember certain information. They are also used to help us understand Your preferences based on previous or current activity on the Website, which allows us to improve our Website. We also use cookies to help us compile aggregated and anonymized data about the traffic on the Website so that we can offer better experiences and tools in the future. We may also use trusted third-party services that track this information on our behalf.

Authorization You also acknowledge that all the information provided by You is out of Your free will and in compliance with applicable laws in Your territory. If We find that any of Your information is in non-compliance with the terms and conditions and Privacy Policy, Divvyup and Grow reserves the right to remove Your non-compliant information from its systems. Further, depending on the seriousness of the non-compliance, we may choose to discontinue some or all of the services being provided to You by us.

Rights to Control Your Personal Information
- Rectify Your information: We take all reasonable endeavors to update Our records with the latest information as provided by You. However, if you see any discrepancy in Your personal information, You may edit some of Your personal information or contact Us through Our Data Protection Officer/Grievance Officer to have Your information updated with Us.
- Object to, or Limit or Restrict the Use: You can ask Us to stop using or to limit Our use (in partial or full) of Your Personal Information (past, existing, or future).
- Deletion of Your information: You can ask Us to erase or delete (in partial or full) Your Personal Information (past, existing, or future).

European Union (EU) Privacy / Data Protection Rights

EU General Data Protection Regulation (“GDPR”) (Chapter 3 - Articles 12-23) has provided the below rights to EU residents:
- The right to be informed: This means anyone processing your personal data must make clear what they are processing, why, and who else the data may be passed to.
- The right of access: This is your right to see what data is held about you by a Data Controller.
- The right to rectification: The right to have your data corrected or amended if what is held is incorrect in some way.
- The right to erasure (Right to be forgotten): Under certain circumstances, you can ask for your personal data to be deleted. This is also called the Right to be Forgotten. This would apply if the personal data is no longer required for the purposes it was collected for, or your consent for the processing of that data has been withdrawn, or the personal data has been unlawfully processed.
- The right to restrict processing: This gives the Data Subject the right to ask for a temporary halt to processing of personal data, such as in the case where a dispute or legal case has to be concluded, or the data is being corrected.
- The right to data portability: A Data Subject has the right to ask for any data supplied directly to the Data Controller by them to be provided in a structured, commonly used, and machine-readable format.
- The right to object: The Data Subject has the right to object to further processing of their data which is inconsistent with the primary purpose for which it was collected, including profiling, automation, and direct marketing.
- Rights in relation to automated decision-making and profiling: Data Subjects have the right not to be subject to a decision based solely on automated processing.

Reach Us
If you have any concerns related to this Privacy Policy or the collection, storage, retention, or disclosure of your information under the terms of this Privacy Policy or Terms of Use, or any other terms and conditions of Divvyup and Grow or its other business entities, including any queries or grievances, you can contact Divvyup and Grow through its Data Protection Officer/Grievance Redressal Officer at the below-given details:

Email ID: info@divvyandgrow.com

We will strive to address your feedback and concerns in a timely and effective manner.

Please note that the details of the Data Protection Officer/Grievance Officer may be changed by us from time to time by updating this Privacy Policy.

Acknowledgment

If you do not agree with the terms of this Privacy Policy, please do not access/use our website or avail any of our services or products available on our website.

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What is Divvyup and Grow?

Divvyup and Grow is a platform that enables fractional ownership of high-value real estate assets, making luxury real estate accessible to a wider audience. Investors can co-own properties, earn rental income, and benefit from property appreciation.