Risk Disclosure
Risk Disclosure
Risk Disclosure
Risk Disclosure
Users are required to evaluate the following considerations, among others, carefully before making an investment in the opportunities appearing on the Divvyup and Grow platform. Prospective investors should give careful consideration to the following actual and potential risk factors in evaluating the merits and suitability of an investment in an opportunity appearing herein. The risks and facts set forth below are not exhaustive; additional risks and uncertainties not presently known, or deemed immaterial with respect to an investment in the opportunity, may exist. Prospective investors should have the financial ability and willingness to accept the risks and lack of liquidity, which are characteristics of the investments described herein. There will be no public market for the units of the opportunity.
Because of the uncertainties and subjective judgments inherent in selecting opportunities and the assumptions made; and because future events and circumstances cannot be predicted, there can be no assurance that the desired expected results of the opportunity will be achieved. The actual results may differ materially. In making an investment decision, users must rely on their own examination of the opportunity and the terms of the offering, including the merits and risks involved.
Potential Risk Factors
While Divvyup and Grow will take reasonable care in developing and making recommendations to you, all investments involve risk, and you may lose money. There is no guarantee that you will meet your investment goals, or that the opportunities recommended will perform as anticipated. It is the responsibility of any prospective investor visiting this platform and wishing to make an application for investment in the opportunity appearing herein to inform themselves of and to observe all applicable laws and regulations of India and the country of their tax residency as applicable. Specific risks include, but are not limited to, the following:
Data and Forecasts. Market data and certain industry forecasts used in forecasts for an opportunity are obtained from market research, publicly available information, and industry publications. Industry publications generally state that the information they contain has been obtained from sources believed to be reliable, but the accuracy and completeness of that information are not guaranteed. Similarly, industry forecasts and market research, while believed to be reliable, have not been independently verified.
Forward-looking Statements. Investment outcome forecasts made are based on numerous assumptions, present and future business strategies, and the environment in which the opportunity will operate in the future. Among the important factors that could cause the actual outcomes, including, without limitation, results, performance, or achievements, to differ materially from those in the forward-looking statements include the condition of and changes to the Indian economy, ability to divest/dispose investments of the opportunity, and other factors beyond the control of Divvyup and Grow. These forward-looking statements speak only as of the date of their publication. Divvyup and Grow expressly disclaim any obligation or undertaking to release publicly any updates or revisions to any forward-looking statement contained in the opportunity-related collaterals.
Real Estate Ownership in General. The investments recommended by Divvyup and Grow will be subject to the risks generally incident to the ownership, operation, and development of real property. Because real estate, like many other types of long-term investments, historically has experienced significant fluctuation and cycles in value, specific market conditions may result in occasional or permanent reductions in the value of the investments.
Leverage. The investments in the opportunities currently do not have any avenues for leverage.
Long-term Investment. Each investment opportunity will set out a minimum lock-in period, typically anywhere between 3 months to 6 months. In addition to the minimum lock-in period, there will likely be a significant period of time from the date of initial investment to reach a state of maturity when realization of the investment, if any, can be achieved.
Illiquidity of Investments – No Public Market Available. Purchases of the securities recommended by Divvyup and Grow should be considered a long-term investment, and liquidity may not be achieved at the projected price consistently. Investments made in the company that invests in real property are directly reliant on the value of the real property and market conditions. While Divvyup and Grow will support investors for the sale of securities in the secondary market, liquidity cannot be guaranteed and is only available to the extent there is interest from a suitable buyer. As a result, an investment in the opportunities herein is not suitable for an investor who needs liquidity, and no investor should purchase securities if such an investor cannot afford to hold the securities indefinitely.
Minority Investment and Inability to Exercise Control. Investment in a particular opportunity will represent a minority stake that cannot accord the control characteristics of majority or controlling stakes in the SPV or otherwise exert significant influence on its management. Furthermore, as a minority investor, the SPV’s rights will be typically conditional on a majority of other investors. An investor’s ability to realize appreciation from the investment may therefore be reliant on the existing management and board of directors of the SPV.
General Macroeconomic Conditions. General macroeconomic conditions, such as interest rates, inflation rates, availability of credit and alternate sources of financing, trade barriers, and participation by other categories of investors may impact the opportunity’s level of success, and the liquidity of investments therein may be affected by uncertainties such as changes in governmental policies, taxation, restrictions on foreign investment, other laws and regulations, and currency fluctuations. Volatility could impair the opportunity’s profitability or result in losses.
Changes in Indian Laws and/or Regulations. Legal and regulatory changes could occur, adversely affecting the value of the real property or the expenditure of the company. Changes in regulations may adversely affect the value of investments and projections.
Impact of Performance Fee Structure. Divvyup and Grow’s asset managers may be entitled to a certain percentage of the net profits generated by the opportunity on liquidation as specified in the documents that will be signed for each opportunity. This feature may cause the asset manager to suggest liquidation options that have a greater risk-reward profile than would be the case in the absence of such a feature.
Reliance on Asset Manager. Divvyup and Grow’s asset managers arrange for support in accounting, tax, and other administrative services to the company holding the investment opportunity. The Asset Management Agreement lays down the rights and duties of the asset manager and the full extent of their obligations regarding reporting in respect of the opportunity to investors as well as certain other services provided by the asset manager. The Asset Management Agreement contains limitations on the liability of the asset manager and its affiliates. Operational Risks. The asset manager’s systems and operations are dynamic and complex. Certain of its operations interface with third parties and/or depend on systems operated by third parties, and the asset manager may not be able to quantify the risks or verify the reliability of such third-party systems. Certain operational risks may be intrinsic to the asset manager’s operations and may impact its financial, accounting, or data processing or other systems, especially given the volume, diversity, and complexity of the asset manager’s daily transactions. Except as may be contractually agreed, the asset manager will not be responsible for any losses resulting from technological errors and similar human errors.
Professional Advice. While Divvyup and Grow will consult counsels, accountants, and other experts regarding the structure, terms, and operation of the company holding the opportunity, such counsels and other professionals will not represent potential or prospective investors. Divvyup and Grow urges each prospective investor to consult their own legal, tax, and financial advisers regarding the desirability and appropriateness of investing and the suitability of an investment in the opportunity. In making an investment decision into an opportunity, prospective investors must rely on their own examination of the opportunity and the terms of the offering, including the merits and risks involved.
Natural or Man-Made Disasters. The occurrence of natural disasters, including hurricanes, floods, earthquakes, tornadoes, fires, explosions, pandemic diseases, and man-made disasters, including acts of terrorism and military actions, could have a negative impact on the Indian economy and could affect the performance of the real estate market in general, which in turn may adversely impact the performance of the opportunity.
THE FOREGOING RISK FACTORS DO NOT PURPORT TO BE A COMPLETE EXPLANATION OF ALL OF THE RISKS INVOLVED IN THE OPPORTUNITY OR THIS OFFERING. POTENTIAL INVESTORS SHOULD READ THIS DOCUMENT AND THE OPPORTUNITY DOCUMENTS IN THEIR ENTIRETY BEFORE DETERMINING THE RISK FACTORS IN RESPECT TO SUBSCRIBING TO THE OPPORTUNITY.
Risk Disclosure
Users are required to evaluate the following considerations, among others, carefully before making an investment in the opportunities appearing on the Divvyup and Grow platform. Prospective investors should give careful consideration to the following actual and potential risk factors in evaluating the merits and suitability of an investment in an opportunity appearing herein. The risks and facts set forth below are not exhaustive; additional risks and uncertainties not presently known, or deemed immaterial with respect to an investment in the opportunity, may exist. Prospective investors should have the financial ability and willingness to accept the risks and lack of liquidity, which are characteristics of the investments described herein. There will be no public market for the units of the opportunity.
Because of the uncertainties and subjective judgments inherent in selecting opportunities and the assumptions made; and because future events and circumstances cannot be predicted, there can be no assurance that the desired expected results of the opportunity will be achieved. The actual results may differ materially. In making an investment decision, users must rely on their own examination of the opportunity and the terms of the offering, including the merits and risks involved.
Potential Risk Factors
While Divvyup and Grow will take reasonable care in developing and making recommendations to you, all investments involve risk, and you may lose money. There is no guarantee that you will meet your investment goals, or that the opportunities recommended will perform as anticipated. It is the responsibility of any prospective investor visiting this platform and wishing to make an application for investment in the opportunity appearing herein to inform themselves of and to observe all applicable laws and regulations of India and the country of their tax residency as applicable. Specific risks include, but are not limited to, the following:
Data and Forecasts. Market data and certain industry forecasts used in forecasts for an opportunity are obtained from market research, publicly available information, and industry publications. Industry publications generally state that the information they contain has been obtained from sources believed to be reliable, but the accuracy and completeness of that information are not guaranteed. Similarly, industry forecasts and market research, while believed to be reliable, have not been independently verified.
Forward-looking Statements. Investment outcome forecasts made are based on numerous assumptions, present and future business strategies, and the environment in which the opportunity will operate in the future. Among the important factors that could cause the actual outcomes, including, without limitation, results, performance, or achievements, to differ materially from those in the forward-looking statements include the condition of and changes to the Indian economy, ability to divest/dispose investments of the opportunity, and other factors beyond the control of Divvyup and Grow. These forward-looking statements speak only as of the date of their publication. Divvyup and Grow expressly disclaim any obligation or undertaking to release publicly any updates or revisions to any forward-looking statement contained in the opportunity-related collaterals.
Real Estate Ownership in General. The investments recommended by Divvyup and Grow will be subject to the risks generally incident to the ownership, operation, and development of real property. Because real estate, like many other types of long-term investments, historically has experienced significant fluctuation and cycles in value, specific market conditions may result in occasional or permanent reductions in the value of the investments.
Leverage. The investments in the opportunities currently do not have any avenues for leverage.
Long-term Investment. Each investment opportunity will set out a minimum lock-in period, typically anywhere between 3 months to 6 months. In addition to the minimum lock-in period, there will likely be a significant period of time from the date of initial investment to reach a state of maturity when realization of the investment, if any, can be achieved.
Illiquidity of Investments – No Public Market Available. Purchases of the securities recommended by Divvyup and Grow should be considered a long-term investment, and liquidity may not be achieved at the projected price consistently. Investments made in the company that invests in real property are directly reliant on the value of the real property and market conditions. While Divvyup and Grow will support investors for the sale of securities in the secondary market, liquidity cannot be guaranteed and is only available to the extent there is interest from a suitable buyer. As a result, an investment in the opportunities herein is not suitable for an investor who needs liquidity, and no investor should purchase securities if such an investor cannot afford to hold the securities indefinitely.
Minority Investment and Inability to Exercise Control. Investment in a particular opportunity will represent a minority stake that cannot accord the control characteristics of majority or controlling stakes in the SPV or otherwise exert significant influence on its management. Furthermore, as a minority investor, the SPV’s rights will be typically conditional on a majority of other investors. An investor’s ability to realize appreciation from the investment may therefore be reliant on the existing management and board of directors of the SPV.
General Macroeconomic Conditions. General macroeconomic conditions, such as interest rates, inflation rates, availability of credit and alternate sources of financing, trade barriers, and participation by other categories of investors may impact the opportunity’s level of success, and the liquidity of investments therein may be affected by uncertainties such as changes in governmental policies, taxation, restrictions on foreign investment, other laws and regulations, and currency fluctuations. Volatility could impair the opportunity’s profitability or result in losses.
Changes in Indian Laws and/or Regulations. Legal and regulatory changes could occur, adversely affecting the value of the real property or the expenditure of the company. Changes in regulations may adversely affect the value of investments and projections.
Impact of Performance Fee Structure. Divvyup and Grow’s asset managers may be entitled to a certain percentage of the net profits generated by the opportunity on liquidation as specified in the documents that will be signed for each opportunity. This feature may cause the asset manager to suggest liquidation options that have a greater risk-reward profile than would be the case in the absence of such a feature.
Reliance on Asset Manager. Divvyup and Grow’s asset managers arrange for support in accounting, tax, and other administrative services to the company holding the investment opportunity. The Asset Management Agreement lays down the rights and duties of the asset manager and the full extent of their obligations regarding reporting in respect of the opportunity to investors as well as certain other services provided by the asset manager. The Asset Management Agreement contains limitations on the liability of the asset manager and its affiliates. Operational Risks. The asset manager’s systems and operations are dynamic and complex. Certain of its operations interface with third parties and/or depend on systems operated by third parties, and the asset manager may not be able to quantify the risks or verify the reliability of such third-party systems. Certain operational risks may be intrinsic to the asset manager’s operations and may impact its financial, accounting, or data processing or other systems, especially given the volume, diversity, and complexity of the asset manager’s daily transactions. Except as may be contractually agreed, the asset manager will not be responsible for any losses resulting from technological errors and similar human errors.
Professional Advice. While Divvyup and Grow will consult counsels, accountants, and other experts regarding the structure, terms, and operation of the company holding the opportunity, such counsels and other professionals will not represent potential or prospective investors. Divvyup and Grow urges each prospective investor to consult their own legal, tax, and financial advisers regarding the desirability and appropriateness of investing and the suitability of an investment in the opportunity. In making an investment decision into an opportunity, prospective investors must rely on their own examination of the opportunity and the terms of the offering, including the merits and risks involved.
Natural or Man-Made Disasters. The occurrence of natural disasters, including hurricanes, floods, earthquakes, tornadoes, fires, explosions, pandemic diseases, and man-made disasters, including acts of terrorism and military actions, could have a negative impact on the Indian economy and could affect the performance of the real estate market in general, which in turn may adversely impact the performance of the opportunity.
THE FOREGOING RISK FACTORS DO NOT PURPORT TO BE A COMPLETE EXPLANATION OF ALL OF THE RISKS INVOLVED IN THE OPPORTUNITY OR THIS OFFERING. POTENTIAL INVESTORS SHOULD READ THIS DOCUMENT AND THE OPPORTUNITY DOCUMENTS IN THEIR ENTIRETY BEFORE DETERMINING THE RISK FACTORS IN RESPECT TO SUBSCRIBING TO THE OPPORTUNITY.
FREQUENTLY ASKED QUESTIONS (FAQs)
FREQUENTLY ASKED QUESTIONS (FAQs)
FREQUENTLY ASKED QUESTIONS (FAQs)
EVERYTHING YOU MAY NEED TO KNOW
EVERYTHING YOU MAY NEED TO KNOW
EVERYTHING YOU MAY NEED TO KNOW
We let our meticulously crafted work speak for itself, but also value our clients’ candid experiences collaborating with us.
We let our meticulously crafted work speak for itself, but also value our clients’ candid experiences collaborating with us.
We let our meticulously crafted work speak for itself, but also value our clients’ candid experiences collaborating with us.
MORE QUESTIONS?
MORE QUESTIONS?
MORE QUESTIONS?
What is Divvyup and Grow?
Divvyup and Grow is a platform that enables fractional ownership of high-value real estate assets, making luxury real estate accessible to a wider audience. Investors can co-own properties, earn rental income, and benefit from property appreciation.
How does fractional ownership work?
What is the difference between owning shares in Divvyup and Grow and its under-umbrella LLPs?
How is Divvyup and Grow different from traditional real estate investment?
How do investors participate in Divvyup and Grow?
Where are the funds parked before the investment in LLPs?
Can NRIs invest in Divvyup and Grow?
What happens if the required fund size for a project isn’t met?
How do investors earn returns?
What other fees are involved?
Can investors sell their shares before the lock-in period ends?
What happens to the rental income?
What legal structure does Divvyup use for investments?
What taxes are applicable to investors?
What is the role of Divvyup in managing properties?
What markets does Divvyup focus on?
How does Divvyup ensure scalability?
What technologies does Divvyup use?
What is Divvyup and Grow?
Divvyup and Grow is a platform that enables fractional ownership of high-value real estate assets, making luxury real estate accessible to a wider audience. Investors can co-own properties, earn rental income, and benefit from property appreciation.
How does fractional ownership work?
What is the difference between owning shares in Divvyup and Grow and its under-umbrella LLPs?
How is Divvyup and Grow different from traditional real estate investment?
How do investors participate in Divvyup and Grow?
Where are the funds parked before the investment in LLPs?
Can NRIs invest in Divvyup and Grow?
What happens if the required fund size for a project isn’t met?
How do investors earn returns?
What other fees are involved?
Can investors sell their shares before the lock-in period ends?
What happens to the rental income?
What legal structure does Divvyup use for investments?
What taxes are applicable to investors?
What is the role of Divvyup in managing properties?
What markets does Divvyup focus on?
How does Divvyup ensure scalability?
What technologies does Divvyup use?
What is Divvyup and Grow?
Divvyup and Grow is a platform that enables fractional ownership of high-value real estate assets, making luxury real estate accessible to a wider audience. Investors can co-own properties, earn rental income, and benefit from property appreciation.
How does fractional ownership work?
What is the difference between owning shares in Divvyup and Grow and its under-umbrella LLPs?
How is Divvyup and Grow different from traditional real estate investment?
How do investors participate in Divvyup and Grow?
Where are the funds parked before the investment in LLPs?
Can NRIs invest in Divvyup and Grow?
What happens if the required fund size for a project isn’t met?
How do investors earn returns?
What other fees are involved?
Can investors sell their shares before the lock-in period ends?
What happens to the rental income?
What legal structure does Divvyup use for investments?
What taxes are applicable to investors?
What is the role of Divvyup in managing properties?
What markets does Divvyup focus on?
How does Divvyup ensure scalability?
What technologies does Divvyup use?
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LET'S TALK
ASK A QUESTION
GET IN TOUCH
PHONE
VISIT US
A04, Phoenix Plaza, Alt Ferra, Dangui Colony, Mapusa, Goa 403507
Get In TOuch
We're excited to connect with you! Fill out the form below, and let's embark on the journey of turning your vision into a reality.
Follow us on:
X (Twitter)
Youtube
Tiktok
LET'S TALK
ASK A QUESTION
GET IN TOUCH
PHONE
VISIT US
A04, Phoenix Plaza, Alt Ferra, Dangui Colony, Mapusa, Goa 403507
Get In TOuch
We're excited to connect with you! Fill out the form below, and let's embark on the journey of turning your vision into a reality.
Follow us on:
X (Twitter)
Youtube
Tiktok